• Phone: (908) 758-1322
  • mike.velasco@redoakcollegeplanning.com


I worked with Mike for several months. He helped me with the whole process of getting my daughter into a good college. I found Mike to be honest and pragmatic. He is a good man that is organized and hard working. Mike is an intelligent person that has a lot of experience in finance and life in general. A person would be wise to hire Mike, and listen carefully to his advice.

John H.

Mike Velasco and the team at Red Oak College Planning based in New Jersey have been an integral part of our life. When it was time to plan for our daughter’s college, we were not sure where to start… Mike met with us, worked with us and was always available to answer any questions…. day or night. My husband and I joke about how Mike saved our marriage, because he helped us fill out and submit all those financial aid forms.

Dominique and Mike T.

As a mother of one college student preparing to send a second off to university, the program presented by Michael Velasco with Red Oak College Planning New Jersey caught my eye as something that might help take the sting out of the impending expenses I was going to incur.He was knowledgeable, realistic, and patient with the variety of questions that came from the audience. After leaving the presentation, I realized how poorly informed I was about the opportunities to help offset the mountain of expenses that were looming in my future.

Beatrice R

I just wanted to drop you a note to let you know that Paul accepted Arcadia University. Your guidance, patience and structure in approach was instrumental in Paul receiving an additional $7,200.00 in scholarship grants ( a total of $28,800 over four years). Prior to attending your informational workshop, I initially thought that I should not even bother, there was no way that we could legally reduce our Cost of Attendance etc…thankfully we came in with your generous offer of a free consultation. But after our initial consultation, you walked us through the various strategies including appeals and it made sense to pursue.

Karin C

We came to see Mike and his company Red Oak College Planning New Jersey in February 2016 for help with our twins entering college in fall 2016. We had two major concerns, one was to help us sort out the various college scholarship offers and possibly appeal those, and to help us devise a solid plan to pay for future years of primary and secondary college costs. Through Mike’s help he was able to help us increase the scholarship portion of our twin’s where they were able to increase their final offers from their dream schools by $7,000 ($28,000 for 4 years) for our son and $9,000 ( $36,000 for 4 years ) for our daughter.Secondly, Mike immediately put us at ease by devising a plan to fund future college payments, reducing our current EFC and also supplementing our long-term retirement plans.In closing, we want to thank Mike and Red Oak College Planning and wholeheartedly endorse their services!

Tom R. and family

I like Mike Velasco and Red Oak College Planning because I have enough on my plate already. They have been able to give us options that we were unaware existed. I like time tothink about things and I do not feel pressured to make decisions. They have been very good at listening and understanding our individual family issues. We now have a game plan to send our three girls to college. Thank you!

Tim H.