At Red Oak College Financial Planning in New Jersey, we offer a comprehensive approach to the entire college financial aid process as we strive to help families reduce their out of pocket costs and pay less for College. We evaluate every possible way to pay your fair share in the most efficient and tax advantaged manner and we strive to avoid expensive student loans at all costs. Our analysis is always geared toward identifying opportunities to “MAXIMIZE Other People’s Money vs. Your Money in paying for College.
We help families with individual/multi-student positioning, maximizing financial need/merit aid strategies, family/student timelines for all college deadlines with the entire focus on paying less and being as minimally invasive to their long-term retirement plans. We assist in the completion of the financial FAFSA/CSS Profile aid forms and advise on student loan strategies. We are very successful at legally positioning families properly so that they can maximize merit and need based aid.
Additionally, we will write professional appeals to help parents possibly increase their merit and need based initial financial aid offers this could result in significantly reducing their out-of-pocket costs. Lastly, we offer peace of mind for families so they can sleep at night knowing that they have completed every step in the college financial aid process in New Jersey on time and correctly.